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Wall Street Firms UPSC NOTE

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  Securities and Exchange Commission (SEC)C’s Investigation The U.S. SEC is investigating Wall Street investment company employees’ chat mes...

 Securities and Exchange Commission (SEC)C’s Investigation

  • The U.S. SEC is investigating Wall Street investment company employees’ chat messages to confirm how widely they used personal messaging apps to discuss business.

  • Legacy communication platform providers like Microsoft and Google offer enterprise products tailored to meet these very needs. 

  • During the pandemic years, as employees began using personal messaging apps and services for work-related reasons. 


Securities and Exchange Commission (SEC)C’s Investigation

  • The Commission has brought 30 enforcement actions and ordered over $1.5 billion in penalties to drive this foundational message.

  • In the latest case reported by Reuters, some of the targeted companies include Carlyle, Apollo, KKR, TPG, and Blackstone. 

  • The SEC has not commented on its actions yet or confirmed it charged more companies over record keeping failures.


Consequences of record-keeping failures

  • Regulatory penalties: SEC can impose significant fines on firms that fail to comply with record-keeping requirements. In recent years, the SEC has imposed billions of dollars in fines.

  • Damage to reputation: Record-keeping failures can damage a firm's reputation and make it more difficult to attract clients and investors.

  • Increased risk of fraud and abuse: Record-keeping failures can make it easier for employees to commit fraud and abuse, such as inside trading and insider dealing.


Consequences of record-keeping failures

  • Difficulty in investigating misconduct : Make it more difficult for the SEC and other regulators to investigate misconduct by Wall Street firms.

  • Harm to investors: Can harm investors by making it more difficult to track their investments and to protect their rights.

Challenges associated with end-to-end encrypted messaging apps 

  • Regulatory compliance: Wall Street firms are subject to a number of regulations, record-keeping and supervision. End-to-end encrypted messaging apps can make it difficult for firms to comply with these regulations.

  • Security risks: if an employee's device is lost or stolen, the contents of their messages could be accessed by unauthorized individuals.End-to-end encrypted messaging apps can be used to spread malware and phishing attacks.

  • eDiscovery: In the event of a lawsuit or investigation, firms may be required to produce electronic records, including communications on end-to-end encrypted messaging apps

  • Internal communications: Makes it difficult for firms to communicate internally. if a firm wants to monitor employee communications.

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Learnerz IAS | Concept oriented UPSC Classes in Malayalam: Wall Street Firms UPSC NOTE
Wall Street Firms UPSC NOTE
Learnerz IAS | Concept oriented UPSC Classes in Malayalam
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